The Northstar Income Vault is designed to do something most portfolios cannot: deliver a guaranteed 18% annual return while keeping your principal fully protected.
For years, the strongest income strategies were reserved for institutions and family offices. Northstar Income Lab was created to change that. The Vault packages an institutional strategy into a single membership so that ordinary members can access the same capital-protected structure that large allocators have relied on.
The result is a simple promise. Your capital is never exposed to loss, and your return is fixed at 18% each year, regardless of what the wider market does.
Guaranteed 18%
A fixed 18% annual return, set in advance and unaffected by market swings.
No loss of principal
The capital-protected structure is engineered so your original allocation stays intact.
Institutional strategy
The same class of income strategy that large allocators have used for decades.
How the Vault works
The Vault runs on what we call a capital-protected structure. In plain terms, it is an institutional strategy that separates the return you receive from the risks that normally sit behind it. Members do not need to follow markets, time entries, or manage anything. The structure does the work.
Because the strategy is institutional in nature, the mechanics are handled entirely by the Northstar desk. Members simply hold an allocation and receive the fixed return. There is nothing to monitor and nothing to rebalance.
A member's experience
“I stopped worrying about the market the day I moved into the Vault. The return shows up like clockwork and I have never seen my principal move down.”
— A verified Northstar memberPerformance
The chart above shows how a member allocation is intended to grow when the fixed 18% return compounds year after year without any loss of principal.
Membership
Membership in the Vault is offered to a limited group at a time. When reservations reopen, members will be able to register their interest through the Northstar desk. The Vault does not require members to trade, transfer funds through this page, or take any market action themselves.
To hear when the next membership window opens, you can reach the Northstar desk from our contact page.